An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Lending criteria, $50 annual account fee, fees, terms and conditions apply.

Terms and Conditions

Please click on the links below to access important documents and policies relating to the Q Mastercard®.

 

Cardholder Terms and Conditions
These are the terms and conditions that govern the use of your card.

Initial Disclosure Statement
This is the disclosure statement that we provide you under the Credit Contracts and Consumer Finance Act 2003 which sets out key information about your card.

Q PLAN Terms and Conditions

Additional terms and conditions applying to Q PLANs

Privacy Policy
We recognise the importance of safeguarding your personal and financial information. This document details how we collect, hold and use your information.

My Account and Mobile App Terms and Conditions
This outlines how we govern the use of our online servicing environment, ‘My Account’ and Mobile App.

Website Terms and Conditions
This outlines how we govern the use of our website.

Apple Pay for Q Mastercard Terms of Use
These are the terms and conditions that govern the use of Q Mastercard on Apple Pay.

Google Pay for Q Mastercard Terms of Use
These are the terms and conditions that govern the use of Q Mastercard on Google Pay.

 

COOKIES AND PRIVACY

By continuing to browse this site, you agree to the terms of our Privacy Policy, including providing us with the consents contained therein, and our use of cookies. You can review our Privacy Policy page to find out more about how we collect, disclose, use, store or otherwise handle Personal Information and how we use cookies.