Q Mastercard® - it’s more than just a credit card
Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays.
With Q Mastercard you can enjoy a minimum of 3 months zero interest, zero payments^ on all purchases, always. No minimum spend. You can use your Q Mastercard everywhere Mastercard is accepted, in-store and online.
Lending criteria, $50 account fee, Ts&Cs apply. 26.69% p.a. applies from the end of the interest free period
Do what you love to do with Q Mastercard
Manage your account on the go with the Q Mastercard app
Introducing new and easy-to-use features that make managing your account even more convenient.
Shop our Partner Deals
Q Mastercard offers access to Long Term Finance deals+ in-store and online at thousands of participating retailers throughout New Zealand. Whether you're planning a holiday or refurnishing your home, Q Mastercard lets you make a big ticket purchases on our interest-free and/or payment holiday terms.
An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.
Contactless Payments
The PIN limit for contactless card payments has increased from $80 to $200 to make it easier when purchasing in-store.
Frequently Asked Questions
How do I activate my Q Mastercard?
Where can I find my Customer ID?
What is your bank account number?
What Long Term Finance deals are available?
Terms & Conditions