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Q Mastercard® - it’s more than just a credit card

Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays.

 

With Q Mastercard you can enjoy a minimum of 3 months zero interest, zero payments^ on all purchases, always. No minimum spend. You can use your Q Mastercard everywhere Mastercard is accepted, in-store and online.

Do what you love to do with Q Mastercard

 

Breathing Space

 

Minimum 3 months zero interest, zero payments^ on all purchases. Always. No minimum spend. Accepted everywhere Mastercard is accepted.

 

Q Mastercard Card
Q Mastercard App

 

Manage your account on the go with the Q Mastercard app

 

Introducing new and easy-to-use features that make managing your account even more convenient.

 

 

LEARN MORE

 

Shop our Partner Deals

 

Q Mastercard offers access to Long Term Finance deals+ in-store and online at thousands of participating retailers throughout New Zealand. Whether you're planning a holiday or refurnishing your home, Q Mastercard lets you make a big ticket purchases on our interest-free and/or payment holiday terms.

 

 

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Long Term Finance
Contactless Payments

 

 

Contactless Payments

 

The PIN limit for contactless card payments has increased from $80 to $200 to make it easier when purchasing in-store.

 

 

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Frequently Asked Questions

How do I activate my Q Mastercard?
Activate your card by selecting a PIN. You can set this up on Web Self Service, through our App or call us from New Zealand on 0800 119 100 for help.
Where can I find my Customer ID?
Your customer ID is shown on the back of your Q Mastercard, the top right-hand-side of your monthly statement and on other correspondence that you may receive from us.
What is your bank account number?
Bank Account: 01-1839-0926671-00 Account Name: Columbus Financial Services Limited
What Long Term Finance deals are available?
Q Mastercard offer access to Long Term Finance deals+ in-store at thousands of participating retailers throughout New Zealand.

 

Terms & Conditions

^No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

+A minimum purchase amount may be required.  Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.