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*Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 27.99% p.a. applies to outstanding balance at end of LTF interest free period.

Q Mastercard® - it’s more than just a credit card

Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays.

 

With Q Mastercard you can enjoy a minimum of 3 months zero interest, zero payments^ on all purchases, always. No minimum spend. You can use your Q Mastercard everywhere Mastercard is accepted, in-store and online.

 

Lending criteria, $50 account fee, Ts&Cs apply. 26.69% p.a. applies from the end of the interest free period

Do what you love to do with Q Mastercard

 

Breathing Space

 

Minimum 3 months zero interest, zero payments^ on all purchases. Always. No minimum spend. Accepted everywhere Mastercard is accepted.

 

 

Manage your account on the go with the Q Mastercard app

 

Introducing new and easy-to-use features that make managing your account even more convenient.

 

 

LEARN MORE

 

Shop our Partner Deals

Q Mastercard offers access to Long Term Finance deals+ in-store and online at thousands of participating retailers throughout New Zealand. Whether you're planning a holiday or refurnishing your home, Q Mastercard lets you make a big ticket purchases on our interest-free and/or payment holiday terms.
 

An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.

 

LEARN MORE

 

 

Contactless Payments

 

The PIN limit for contactless card payments has increased from $80 to $200 to make it easier when purchasing in-store.

 

 

LEARN MORE

Frequently Asked Questions

How do I activate my Q Mastercard?
Activate your card by selecting a PIN. You can set this up on Web Self Service, through our App or call us from New Zealand on 0800 119 100 for help.
Where can I find my Customer ID?
Your customer ID is shown on the back of your Q Mastercard, the top right-hand-side of your monthly statement and on other correspondence that you may receive from us.
What is your bank account number?
Bank Account: 01-1839-0926671-00 Account Name: Columbus Financial Services Limited
What Long Term Finance deals are available?
Q Mastercard offer access to Long Term Finance deals+ in-store at thousands of participating retailers throughout New Zealand.

 

Terms & Conditions

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances) in-store and online.  Standard Interest Rate, currently 26.69% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.
+Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Expired Promotional Rate of 27.99% p.a. applies to outstanding balance at end of LTF interest free period. Rates and fees subject to change. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

 

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