Minimum 3 months zero interest, zero payments
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Why Q Mastercard? Why Q Mastercard?

With Q Mastercard you could enjoy more of the things you love with a minimum 3 months zero interest, zero payments* on all purchases. No minimum spend. Always.


So you can take that trip, freshen up your wardrobe, decorate the house, spruce up the gardens, pay for those subscriptions, go out for dinner...and always have 3 months to pay.*

That's the magic of Q.

3 months zero interest, zero payments

No purchase is too small with Q Mastercard, enjoy no minimum spend on your everyday necessities.

Long term finance

With your Q Mastercard you can shop for long term finance deals at participating retailers around New Zealand.

Exclusive cardholder days

As a Q cardholder, you'll receive exclusive deals and access to Q extended finance days.


Pay with ease all around the world wherever Mastercard is accepted.

No account fee for a year No account fee for a year

OFFER EXTENDED. Apply for a Q Mastercard between 12 February - 31 March 2020 and on approval we will waive your account fee for the first year. You've got to love that.


Simply use the promo code ZEROFEE on your application.

Apply today
Rates and fees Rates and fees
  • *Things you should know

  • No account fee for a year offer terms and conditions