For all the things you need, there's Q Mastercard®

Apply Today!

With Q Mastercard you get a minimum of 3 months zero interest, zero payments* on every purchase you make. Always.

 

Enjoy a minimum of 3 months zero interest, zero payments* on your everyday essentials like groceries, petrol and your daily caffeine fix as well as the bigger purchases you maybe weren't expecting: new dishwasher, a vet bill or a cracked phone screen.

 

Be approved for your Q Mastercard today using promo code ZEROFEE to start enjoying a minimum of 3 months zero interest, zero payments* on all purchases and pay no annual account fee for your first year^.

 

Apply for a Q Mastercard Today

Lending criteria, a $50 annual account fee, fees, terms and conditions apply.

Apply Now

Why wait? 

Apply using promo code ZEROFEE, be approved and pay no annual account fee for your first year^. The application process only takes around 5 minutes - you're so close!

 

Apply Now

Lending criteria, fees, terms and conditions apply.

 

 

Perfect for everyday spend

Groceries, fuel, and everyday purchases can add up. With Q Mastercard you can get some breathing space by spreading payments over three months* and not worry about having to pay interest.

 

Load your subscriptions

Netflix, Spotify, your weekly food box delivery and your gym membership - you can take care of all your regular subscriptions with Q Mastercard.

 

Get breathing space on your bills

Put your personal and household bills on your Q Mastercard and make the most of having a minimum of 3 months to pay*.

 

Online and in-store

For everything you need, use your Q Mastercard - it’s accepted everywhere Mastercard is.

 

Apply for a Q Mastercard Today

 

Apply now to start enjoying the benefits of Q Mastercard.

 

Lending criteria, a $50 annual account fee, fees, terms and conditions apply.

 

Terms & Conditions

*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

 

^Promotional Terms & Conditions

  1. Promotional offer valid for all Q Mastercard accounts approved and opened online from 20 August 2020 to 11 October 2020 (“Offer Period”), using the promo code ZEROFEE.
  2. The Annual Account Fee (NZD$50) will be waived for the first year. After the first year an Annual Account Fee of $50 applies and will be charged in accordance with the Q Mastercard terms and conditions https://www.qmastercard.co.nz/things-to-know/fees-charges/
  3. To be eligible you must enter the promo code ZEROFEE on your application to redeem this offer.
  4. Excludes new accounts created in line with Long Term Finance purchases including Flexi Payment Purchases and Fixed Instalments. Other fees associated with Purchases and Long Term Finance still apply https://www.qmastercard.co.nz/things-to-know/terms-conditions/
  5. Note that the first instalment of the $50 Annual Account Fee ($25) will initially be charged to your account but will then be refunded back to your Q Mastercard account within 10 working days.
  6. Columbus Financial Services Limited reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
  7. Q Mastercard terms and conditions apply. See Qmastercard.co.nz for full details.

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