For all the things you need, there's Q Mastercard®
With Q Mastercard you get a minimum of 3 months zero interest, zero payments* on every purchase you make. Always.
Enjoy a minimum of 3 months zero interest, zero payments* on your everyday essentials like groceries, petrol and your daily caffeine fix as well as the bigger purchases you maybe weren't expecting: new dishwasher, a vet bill or a cracked phone screen.
Be approved for your Q Mastercard today using promo code ZEROFEE to start enjoying a minimum of 3 months zero interest, zero payments* on all purchases and pay no annual account fee for your first year^.
Perfect for everyday spend
Groceries, fuel, and everyday purchases can add up. With Q Mastercard you can get some breathing space by spreading payments over three months* and not worry about having to pay interest.
Load your subscriptions
Netflix, Spotify, your weekly food box delivery and your gym membership - you can take care of all your regular subscriptions with Q Mastercard.
Get breathing space on your bills
Put your personal and household bills on your Q Mastercard and make the most of having a minimum of 3 months to pay*.
Online and in-store
For everything you need, use your Q Mastercard - it’s accepted everywhere Mastercard is.
Terms & Conditions
*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
^Promotional Terms & Conditions
- Promotional offer valid for all Q Mastercard accounts approved and opened online from 20 August 2020 to 11 October 2020 (“Offer Period”), using the promo code ZEROFEE.
- The Annual Account Fee (NZD$50) will be waived for the first year. After the first year an Annual Account Fee of $50 applies and will be charged in accordance with the Q Mastercard terms and conditions https://www.qmastercard.co.nz/things-to-know/fees-charges/
- To be eligible you must enter the promo code ZEROFEE on your application to redeem this offer.
- Excludes new accounts created in line with Long Term Finance purchases including Flexi Payment Purchases and Fixed Instalments. Other fees associated with Purchases and Long Term Finance still apply https://www.qmastercard.co.nz/things-to-know/terms-conditions/
- Note that the first instalment of the $50 Annual Account Fee ($25) will initially be charged to your account but will then be refunded back to your Q Mastercard account within 10 working days.
- Columbus Financial Services Limited reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
- Q Mastercard terms and conditions apply. See Qmastercard.co.nz for full details.