*An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Lending criteria, $50 annual account fee, fees, terms and conditions apply.

Get what you need now with QMC
Get what you need now with QMC

Get the things you need, now.

With Q Mastercard®, you get a minimum of 3 months zero interest, zero payments* on every purchase you make. Always.

 

Enjoy 3 months zero interest, zero payments* on your everyday essentials like groceries, petrol and your daily caffeine fix as well as the bigger purchases you maybe weren't expecting: new dishwasher, a vet bill or a cracked phone screen.

 

With Q Mastercard you no longer need to wait for the things you need, you can simply enjoy living today. 

 

For whatever you need, there's Q Mastercard.

Q Mastercard

Breathing Space

 

Minimum 3 months zero interest, zero payments* on all purchases. Always. No minimum spend. Accepted everywhere Mastercard is accepted.

 

 

Shop our Partner Deals

 

Whether you're planning a holiday or refurnishing your home, Q Mastercard lets you make big ticket purchases on our interest-free and/or payment holiday terms at thousands of participating retailers throughout New Zealand.

 

Long Term Finance
Manage your account

Manage your account on the go with the Q Mastercard app

 

Introducing new and easy-to-use features that make managing your account even more convenient.

 

 

Apply For a Q Mastercard today

 

Apply now to start enjoying the benefits of Q Mastercard - it’s easy and only takes about 5 minutes.

 

Lending criteria, a $50 annual account fee, fees, terms and conditions apply.

Things you should know

No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. An Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

 

Terms & Conditions

*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

+A minimum purchase amount may be required.  Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

There's nothing better than knowing you can afford that must-have item while you're out shopping with your Q Mastercard. So, we've developed the Q Mastercard Mobile App, giving you the freedom to check your balance on the go, whenever you like.

It’s 100% free.

Download now from iTunes for iPhone or Google Play for Android.

The Q Mastercard Mobile App is so convenient because you can keep tabs on your:

  • Available credit in real time – what you can spend right now
  • Credit limit and account balance
  • Minimum payments due and owing

apple

android

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