What is a Q PLAN?


Q PLAN is a Fixed Instalment option available for your selection in accordance with your Q Mastercard Cardholder Terms and Conditions. Q PLAN allows you to convert Standard Purchases with at least $250 or more outstanding to a Fixed Instalment Arrangement.  


This includes Standard Purchases with at least $250 or more outstanding that qualified under a Q Promotion (a Q Promotion means a Q Cardholder Day or Q Weekend promotion that we offer from time to time). Under a Q PLAN, you get to pay off your purchase over 9, 12 or 15 months, at a lower interest rate than the Q Mastercard Standard Interest Rate.