What can’t I convert to a Q PLAN?


  • a transaction that is the subject of Long Term Finance, a Cash Advance or a Balance Transfer; 
  • any Standard Purchase which, if converted, would mean the transactions that are the subject of a Q PLAN, would be 80% or more of your Credit Limit;
  • any Standard Purchase for which the original transaction date is not within 30 days of the day you request to convert it to a Q PLAN.