Spring online to double^ your chances

There are only a few days left to win^ your balance back up to $15,000… so we’re doubling your chances to win when you shop online.

Every purchase you make online with your Q Mastercard between Thursday 15 – Sunday 18 October 2020 will score you two entries^ into the draw to win $15,000 balance back prize AND the daily $500 credit back prize draw.

On top of all that, you’ll also enjoy 3 months zero interest, zero payments* on everything you buy.

Use your Q Mastercard at thousands of retailers in-store or online.

Things you should know:

^Spring Back Prize Draw:
1. Valid from Saturday 26 September 2020 to 11:59pm Sunday 18 October 2020, (“Prize Draw Period”).
2. There are 24 prizes in total to give away (“Prize Draw”). One Prize Draw winner will receive their Balance Back on their Q Card or Q Mastercard account for an amount equal to the closing balance of their account as at 18 October 2020, up to a maximum amount of $15,000 (“Grand Prize”). 23 daily prize winner will each receive a $500 Credit Back on their Q card or Q Mastercard account (“Daily Prize”).
3. Every transaction made with Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Grand Prize, plus 1 entry into the Daily Prize (dependent on date of transaction).
4. Double entries into the Prize Draw are automatic every time a purchase is made with Q Card or Q Mastercard at any retailer that accepts Q Card or Q Mastercard online only from Thursday 15 October to Sunday 18 October 2020.
5. A Grand Prize or Daily Prize is not negotiable, non-transferable or redeemable for cash.
6. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Grand Prize, and 1 winner will be drawn for each day of the 23 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize at 111 Carlton Gore Rd, Newmarket, Auckland on Friday 23 October 2020.
7. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
8. The Prize winner will be notified by phone/email by 6 November 2020.
9. The Balance Back and Credit Backs will be applied on or before 20 November 2020 to the winning Q Card or Q Mastercard account(s).
10. Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
11. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (“Promoter”).
12. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
13. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
14. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
15. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
16. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
17. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
18. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
19. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
20. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
21. Q Card and Q Mastercard terms and conditions apply (as applicable).
22. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Zero interest, zero payments for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

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