

For all the things you need, there's Q Mastercard®
Apply Today!
Why pay interest on your purchases when you could be getting 3 months to pay* with Q Mastercard?
Apply for your Q Mastercard today to start enjoying a minimum of 3 months zero interest, zero payments* on all purchases.
Perfect for everyday spend
Groceries, fuel, and everyday purchases can add up. With Q Mastercard you can get some breathing space by spreading payments over three months* and not worry about having to pay interest.


Load your subscriptions
Netflix, Spotify, your weekly food box delivery and your gym membership - you can take care of all your regular subscriptions with Q Mastercard.
Get breathing space on your bills
Put your personal and household bills on your Q Mastercard and make the most of having a minimum of 3 months to pay*.

Online and in-store
For everything you need, use your Q Mastercard - it’s accepted everywhere Mastercard is.

Terms & Conditions
*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
There's nothing better than knowing you can afford that must-have item while you're out shopping with your Q Mastercard. So, we've developed the Q Mastercard Mobile App, giving you the freedom to check your balance on the go, whenever you like.
It’s 100% free.
Download now from iTunes for iPhone or Google Play for Android.
The Q Mastercard Mobile App is so convenient because you can keep tabs on your:
- Available credit in real time – what you can spend right now
- Credit limit and account balance
- Minimum payments due and owing