An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Lending criteria, $50 annual account fee, fees, terms and conditions apply.

Get Christmas sorted with Q Mastercard®

Get some breathing space on your Christmas purchases with Q Mastercard and enjoy a minimum of 3 months zero interest, zero payments* on all purchases big or small. Always.

 

Enjoy Christmas this year with 3 months to pay* on every purchase thanks to Q Mastercard. So start filling the pantry, book the ham, get all the gifts sorted nice and early and spruce up the backyard ready for some cricket...all with 3 months to pay*!

 

Apply for a Q Mastercard between 1 November and 20 December 2021 using promo code CREDIT100 and you'll get a $100 credit back^ on your Christmas shopping when you spend a minimum of $100 before 17 January 2022.

 

Apply for a Q Mastercard today

Why wait? 

Apply for your Q Mastercard today to start enjoying a minimum of 3 months zero interest, zero payments* on every standard purchase made, big or small. Always.

 

Apply Now

 

Perfect for everyday spend

Friday night takeaways with the fam, a spot of online shopping, stocking the pantry or filling up the tank...it can all add up! With Q Mastercard you can get some breathing space by spreading payments over three months* and not worry about having to pay interest.

Get everything you need with Q Mastercard

 

Get everything you need

Shop anytime with Q Mastercard and enjoy a minimum of 3 months zero interest, zero payments* on every purchase big or small, online or in-store.

 

Make it your go to

Make your Q Mastercard your preferred payment option for your streaming services, utility bills, your weekly food box delivery, your gym membership and more! Take care of all your regular subscriptions with Q Mastercard.

 

Apply for a Q Mastercard Today

Be approved and spend to get a $100 credit back^ on your Christmas shopping.

 

 

 

Or is a Balance Transfer Offer Right For You?

 

Things you should know

*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. An Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

 

^Promotional Terms and Conditions

  1. Promotional offer available for all new accounts opened from approved online Q Mastercard applications received from 12:00am 1 November 2021 to 11:59pm NZST 20 December 2021 (inclusive) (“Offer Period”), using the Promo Code '100CREDIT'.
  2. To be eligible to redeem this offer a customer must enter the promo code '100CREDIT' on their application and have spent a minimum of $100 on their Q Mastercard account by 17 January 2022. The $100 minimum spend may be reached in multiple transactions. The $100 minimum spend requirement excludes any Q Mastercard account fees.
  3. Eligible new Q Mastercard customers approved during the Offer Period will receive a $100 credit on their Q Mastercard account (“Credit Back”).
  4. Excludes any new accounts created in line with Long Term Finance purchases (including Flexi Pay purchases) and Fixed Instalments. Exclusion includes new accounts created online with a first purchase being a Long Term Finance purchase.
  5. The Credit Back will be applied by 31 January 2022 to your Q Mastercard account. The Credit Back is not negotiable or redeemable for cash. Any Q Mastercard account that has been cancelled or suspended before 31 January 2022 will be ineligible to receive the Credit Back.
  6. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
  7. The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
  8. Q Mastercard terms and conditions apply. See qmastercard.co.nz for full details.

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