Get Christmas sorted with Q Mastercard®
Get some breathing space on your Christmas purchases with Q Mastercard and enjoy a minimum of 3 months zero interest, zero payments* on all purchases big or small. Always.
Enjoy Christmas this year with 3 months to pay* on every purchase thanks to Q Mastercard. So start filling the pantry, book the ham, get all the gifts sorted nice and early and spruce up the backyard ready for some cricket...all with 3 months to pay*!
Apply for a Q Mastercard between 1 November and 20 December 2021 using promo code CREDIT100 and you'll get a $100 credit back^ on your Christmas shopping when you spend a minimum of $100 before 17 January 2022.
Perfect for everyday spend
Friday night takeaways with the fam, a spot of online shopping, stocking the pantry or filling up the tank...it can all add up! With Q Mastercard you can get some breathing space by spreading payments over three months* and not worry about having to pay interest.
Get everything you need
Shop anytime with Q Mastercard and enjoy a minimum of 3 months zero interest, zero payments* on every purchase big or small, online or in-store.
Make it your go to
Make your Q Mastercard your preferred payment option for your streaming services, utility bills, your weekly food box delivery, your gym membership and more! Take care of all your regular subscriptions with Q Mastercard.
Things you should know
*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. An Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
^Promotional Terms and Conditions
- Promotional offer available for all new accounts opened from approved online Q Mastercard applications received from 12:00am 1 November 2021 to 11:59pm NZST 20 December 2021 (inclusive) (“Offer Period”), using the Promo Code '100CREDIT'.
- To be eligible to redeem this offer a customer must enter the promo code '100CREDIT' on their application and have spent a minimum of $100 on their Q Mastercard account by 17 January 2022. The $100 minimum spend may be reached in multiple transactions. The $100 minimum spend requirement excludes any Q Mastercard account fees.
- Eligible new Q Mastercard customers approved during the Offer Period will receive a $100 credit on their Q Mastercard account (“Credit Back”).
- Excludes any new accounts created in line with Long Term Finance purchases (including Flexi Pay purchases) and Fixed Instalments. Exclusion includes new accounts created online with a first purchase being a Long Term Finance purchase.
- The Credit Back will be applied by 31 January 2022 to your Q Mastercard account. The Credit Back is not negotiable or redeemable for cash. Any Q Mastercard account that has been cancelled or suspended before 31 January 2022 will be ineligible to receive the Credit Back.
- The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
- The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
- Q Mastercard terms and conditions apply. See qmastercard.co.nz for full details.