*Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 27.99% p.a. applies to outstanding balance at end of LTF interest free period.

$20K^ of Groceries could be coming your way! No minimum spend. 9 July - 14 August 2022
$20K^ of Groceries could be coming your way! No minimum spend. 9 July - 14 August 2022

Are we off our trolley – our supermarket trolley, that is?! Because from Saturday 9 July to Sunday 14 August 2022 every time you shop with your Q Mastercard® you could win^ your groceries for a year, worth a crazy $20,000!


Better still, there’s no minimum spend & every purchase is a chance to win!^ So, whether you’re treating yourself to a hot choccy, meeting friends for a hearty winter meal or cosying up with a new duvet, use your Q Mastercard to go into the draw.

Plus you'll also get three entries in the draw to win a daily $200 credit back
Plus you'll also get three entries in the draw to win a daily $200 credit back

And it gets even better - every standard purchase also puts you in the draw to win^ a daily prize of $200 credit back from Saturday 9 July to Sunday 14 August 2022!


Don’t forget you’ll get 3 months zero interest, zero payments* on all your purchases, always. (26.69% p.a. will apply from the end of the interest free period).

Follow us: for more chances to win.

Terms & Conditions

^Free Groceries for a year Prize Draw:
1. Valid from Saturday 9 July 2022 to Sunday 14 August 2022
2. There are 38 prizes in total to give away (“Prize Draw”). One Prize Draw winner will win $20,000 deposited into their nominated bank account. (“Grand Prize”). 37 prize winners will each receive a receive a NZD$200 of their credit back on their Q Card or Q Mastercard account to an amount equal to the closing balance of their account as at 11.59 PM on 14 August 2022, up to a maximum amount of $200 (“Daily Prize”).
3. Every transaction made with Q Card or Q Mastercard at any accepting retailer in-store or online during the Prize Draw Period automatically gives you 1 entry into the Grand Prize and 1 entry into the Daily Prize (dependent on date of transaction, LTF purchases excluded).
4. The entities responsible for this promotion are Consumer Finance Limited (Q Card) and Columbus Financial Services Limited (Q Mastercard) (each, the “Promoter”).
5. At the end of the Prize Draw Period, 1 winner will be drawn at random from all eligible entries for the Grand Prize, and 1 winner will be drawn for each day of the 37 days of the Prize Draw Period from all eligible entries received that day for a Daily Prize at 111 Carlton Gore Rd, Newmarket, Auckland on 19 August 2022.
6. The Prize winners will be notified by phone/email by 26 August 2022.
7. The Daily Prize credit backs will be applied on or before 9 September 2022 to the winning Q Card or Q Mastercard account(s).
8. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
Any purchases made on Q Card or Q Mastercard during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw.
9. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice. If for any reason a prize becomes unavailable, the Promoter may substitute an alternative equivalent prize without notice.
10. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
11. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
12. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
13. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
14. Employees of the Promoter and/or FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw.
15. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
16. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.
17. Q Card and Q Mastercard terms and conditions apply (as applicable).

*Zero interest, zero payments for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 26.69% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.


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