48 months interest free^ at Michael Hill

Minimum spend $899.

Available in-store only.

Offer ends 31 December 2018.



Add some sparkle to your Christmas or find the perfect gift for your loved ones with Michael Hill and Q Mastercard.


Don't have a Card?

Apply here and shop once you receive your Card (within 10 business days).

Apply in-store and if you are approved, make a purchase today, then we'll send you your Card.

Apply to find out if you can be pre-approved for credit and if you are approved, head in-store to make a purchase today, then we'll send you your Card.



Things you should know:

^48 months interest free (“Payment Holiday”) is available on Flexi Payment Plans for in-store purchases only until 31 December 2018. Minimum spend $899.00. Annual Account Fee of $50 applies. Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end date of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.