48 months interest free* at Michael Hill

Minimum spend $999.

Available in-store only.

Offer ends 31 May 2019.



We often think about our family, but forget to say 'I Love you'.


Give your special someone a gift that she can cherish forever from Michael Hill with 48 months interest free* on in-store purchases when you spend $999 and over using your Q Mastercard®. Offer ends 31 May 2019.


Plus, get a free limited edition travel jewellery case gift# with any purchase of $200 or more at Michael Hill. Offer available in-store and online until 12 May 2019.


Visit in-store or order online today!


Don't have a Card?

Apply here and shop once you receive your Card (within 10 business days).

Apply in-store and if you are approved, make a purchase today, then we'll send you your Card.

Apply to find out if you can be pre-approved for credit and if you are approved, head in-store to make a purchase today, then we'll send you your Card.



Things you should know:

*48 months interest free is available on Flexi Payment Purchases for in-store purchases $999 and over using your Q Mastercard until 31 May 2019. Annual Account Fee of $50 applies. Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end date of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment.


#Free jewellery case when you spend $200 or more in-store or online between 22 April 2019 – 12 May 2019. Limited to 1 x limited edition jewellery case per customer – no exchange available. While stocks last. No rainchecks. Jewellery case is not transferable or redeemable for cash or against a prior purchase, and not valid in conjunction with any other offer. Excludes gift vouchers, Professional Care Plan and items purchased on layby or special order. One offer per qualifying customer. Applicable refunds or credit notes provided will only reflect the purchase price of the item purchased as displayed on the receipt, rather than the purchase price and value of the gift. Available at Michael Hill New Zealand stores or at michaelhill.co.nz only. Order online at michaelhill.co.nz by 11.59PM May 2 for delivery in time for Mother's Day. Every effort will be made to ensure delivery on or before Mother's Day 2019. Popular items or items requiring resizing may experience delays.