*An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Lending criteria, $50 annual account fee, fees, terms and conditions apply.

30 months Interest Free* @ Lumino the Dentists


On full priced dental treatments at participating practices.

Minimum Spend $300




Been a while since your last dentist visit?

Want to get your best smile?

With our 30 Months Interest Free With Q Offer, you can get the treatment you want now without the stress of paying the full amount upfront.

This great offer is available for treatments over $300 - it's your very first step to a better smile. Our dentists have looked after the smiles of thousands of Kiwis just like you. And with leading-edge dentistry and practices all over New Zealand, we've got you covered.

So what are you waiting for? Find a practice and book in today!

Offer valid on full priced dental treatments at participating practices



$69 New Patient Exam and X-rays T&C’s –

  • Offer available to new Lumino patients only, with exception to existing Lumino database patients, email recipients^ only, who receive the “$69 Exam & X-Rays Lapsed Patient Check-Up Offer” email.
  • Appointments are limited and you must book your $69 Exam & X-Rays Check-Up appointment at a participating practice between Tuesday 01 February 2022 and Saturday 30 April 2022.
  • Appointments must be completed at a participating practice between Tuesday 01 February 2022 and Tuesday 31 May 2022.
  • The offer includes bitewing x-rays only. Panoramic x-rays are not included and if required will be an additional cost.
  • This offer cannot be applied retrospectively. Full payment is due at the time of service.


Don't have a Card?

Apply here and shop once you receive your Card (within 10 business days).

Apply in-store and if you are approved, make a purchase today, then we'll send you your Card.



Things you should know: 

*30 months interest free is available on Long Term Finance (LTF) for in-store purchases only until  30 Sep 2022. Minimum spend $300. Lending Criteria, $50 Annual Account fee, Fees, Ts&Cs apply. An Establishment fee of $55 (first LTF transaction) or a $35 Advance fee (subsequent LTF transactions) applies. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services limited or Consumer Finance Limited (as applicable) reserves the right to amend, suspend or terminate this offer and these terms and conditions at any time without notice.








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