24 months interest free*

Minimum spend $500.

Available in-store only at participating retailers.

Offer is available until 31 December 2019.

Get your home Christmas ready with Q Card and take advantage of our amazing Long Term Finance deals from a huge range of home retailers.


Whether it's a new couch from Freedom, a new kitchen from Mitre 10 or new cooling solutions from HRV - we've got you sorted.


You can enjoy 24 months interest free* on in-store purchases $500 & over, only with Q Mastercard® at these and participating retailers nationwide. Offer ends 31 December 2019.



Participating retailers:

Harrisons - Big Save - Carpet Court - HRV - Freedom Furniture - Flooring Xtra - Beds R Us - 4 Seasons - Mitre 10  Target Furniture - Hunter Furniture - Oxygen Air - Flooring Design - Flooring First - Flooring Foundation - Furniture NOW




Don't have a Card?

Apply here and shop once you receive your Card (within 10 business days).

Apply in-store and if you are approved, make a purchase today, then we'll send you your Card.

Apply to find out if you can be pre-approved for credit and if you are approved, head in-store to make a purchase today, then we'll send you your Card.



Things you should know:

*24 months interest free is available on Flexi Payment Purchases using your Q Mastercard at participating retailers for in-store purchases $500 & over until 31 December 2019. Exclusions may apply. Annual Account Fee of $50 applies. New Cardholder - $55 Establishment. Existing Cardholder Fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.