An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Lending criteria, $50 annual account fee, fees, terms and conditions apply.

24 months Interest Free* @ Fertility Associates


Taking Baby Steps with your payments

Minimum Spend $200



Clients – Binary Nexus: CRM Expert & Zoho Partner in Malaysia


Take baby steps.. with us this month.


Having a baby is not always easy, and with today’s extra pressures, it can be a real balancing act. At Fertility Associates we have different plans depending on your age and stage in life, and timing is everything.


You might be single and wanting to have a baby in the future, or you may have been trying for a while. Whatever your situation, taking your first steps is the best thing you can do.


Q Card are offering 12 months interest free to help our patients access treatment on your timeframe, when you need it.


Contact your local clinic here.


Or email our payments team here  – can you add link to the email


Don't have a Card?

Apply here and shop once you receive your Card (within 10 business days).

Apply in-store and if you are approved, make a purchase today, then we'll send you your Card.



Things you should know: *24 months interest free is available on Long Term Finance (LTF) for in-store purchases only until  31 October 2021. Minimum spend $200. Lending Criteria, $50 Annual Account fee, Fees, Ts&Cs apply. An Establishment fee of $55 (first LTF transaction) or a $35 Advance fee (subsequent LTF transactions) applies. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a applies to any outstanding balance at end of interest free period. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services limited or Consumer Finance Limited (as applicable) reserves the right to amend, suspend or terminate this offer and these terms and conditions at any time without notice.








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