18 months interest free* at Lumino the Dentists

Available on full priced treatments $300 & over.

Available at participating practices.

Give yourself a reason to smile and book in with your local Lumino Dentist today.

There's 18 months interest free* on all full priced treatments $300 and over at participating practices.

Locate your nearest Lumino here.


Don't have a Card?

Apply here and shop once you receive your Card (within 10 business days).

Apply in-store and if you are approved, make a purchase today, then we'll send you your Card.



Things you should know:

*18 months interest free is available on Flexi Payment Purchases for in-store purchases $300 & over. Offer is not available at Healy Dental, Oral Surgery Associates, Auckland and Ilam Orthodontics, and Dentists on Merivale, Christchurch. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder fee – $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Rate and fees correct as at date of publication, subject to change.