12 months interest free* at Farmers

Minimum spend $299.

Available for essential items only.

Valid for online purchases only.

We understand that for many Kiwis, purchasing essential items such as Whiteware, Heaters and Blankets is a necessity right now.


Farmers are delivering a range of essential items including Men’s, Women’s and Kid’s clothing and sleepwear. You can also shop Nursery including Strollers, Car Seats, Nursery Furniture, Manchester & Accessories.


Shop at www.farmers.co.nz and enjoy 12 months interest free* on online purchases $299 & over when you use your Q Mastercard® at Farmers. Offer valid for essential items only.


Don't have a Card?

Apply here and shop once you receive your Card (within 10 business days).



Things you should know:

*12 months interest free is available on Flexi Payment Purchases for essential and online purchases $299 and over using your Q Mastercard at Farmers. Offer is ongoing until further notice. Offer excludes items deemed non-essential. Columbus Financial Services Limited reserves the right to amend, suspend or terminate the offer and these terms and conditions anytime without notice. Annual Account fee of $50 applies. New Cardholder Fee – $55 Establishment. Existing Cardholder fee – $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.