Minimum 3 months zero interest, zero payments
Apply today

Apply now for a Q Mastercard®


With Q Mastercard you could enjoy more of the things you love with a minimum 3 months zero interest, zero payments* on all purchases. No minimum spend. Always.


Enjoy all the things you love, thanks to Q Mastercard


You can use Q Mastercard for purchases big and small. From everyday essentials such as groceries, coffee, and fuel, through to household purchases, big ticket items, new season clothing, dining out, everyday travel, bills and subscriptions. With Q Mastercard you can use your card anywhere Mastercard is accepted and always have 3 months to pay.*


That's the magic of Q.

With Q Mastercard you could enjoy more of the things you love with a minimum

3 months zero interest, zero payments*

on all purchases. No minimum spend. Always

Stock up with Q Mastercard


Perfect for all your daily essentials, regular purchases and special occasion treats both online and in-store.

Use your Q Mastercard for bills


Use your Q Mastercard as the payment method for all your household utilities including power, internet and water.

Use your Q Mastercard for your gym membership


Manage your gym membership and workout app subscription payments with Q Mastercard.

Add your Q Mastercard to your subscriptions payments


Add your Q Mastercard to your video and music streaming subscriptions like Netflix, Spotify, Amazon Prime, Disney+ and Lightbox.

Rideshare with Q Mastercard


Use Q Mastercard as your payment method for Uber, Ola, Zoomy or for your AT HOP top-ups.

Get breathing space for Healthcare, Vets and Pharmacy purchases


Make the most of your Q Mastercard and get breathing space when you pay for Healthcare, Vets, and Pharmacy purchases.

Get a minimum 3 months to pay!

No purchase is too small with Q Mastercard, enjoy no minimum spend on your everyday necessities.

Long term finance

With your Q Mastercard you can shop for long term finance deals at participating retailers around New Zealand.

Exclusive cardholder days

As a Q cardholder, you'll receive exclusive deals and access to Q extended finance days.

Pay with ease all around the world wherever Mastercard is accepted.

No account fee for a year No account fee for a year

OFFER EXTENDED. Apply for a Q Mastercard between 12 February - 31 March 2020 and on approval we will waive your account fee for the first year. You've got to love that.


Simply use the promo code ZEROFEE on your application.

Apply today

Did you know your Q Mastercard gives you access to long term finance offers and deals at participating retailers nationwide? View our partner details.

  • *Things you should know


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