Lending criteria, $50 account fee, Ts&Cs apply. 25.99% p.a. applies from the end of the interest and payment free period.
Apply now for a Q Mastercard®
With Q Mastercard you could enjoy more of the things you love with a minimum 3 months zero interest, zero payments* on all purchases. No minimum spend. Always.
Enjoy all the things you love, thanks to Q Mastercard
You can use Q Mastercard for purchases big and small. From everyday essentials such as groceries, coffee, and fuel, through to household purchases, big ticket items, new season clothing, dining out, everyday travel, bills and subscriptions. With Q Mastercard you can use your card anywhere Mastercard is accepted and always have 3 months to pay.*
That's the magic of Q.
With Q Mastercard you could enjoy more of the things you love with a minimum
3 months zero interest, zero payments*
on all purchases. No minimum spend. Always
Lending criteria, $50 account fee, Ts&Cs apply. 25.99% p.a. applies from the end of the interest and payment free period.
Perfect for all your daily essentials, regular purchases and special occasion treats both online and in-store.
Use your Q Mastercard as the payment method for all your household utilities including power, internet and water.
Manage your gym membership and workout app subscription payments with Q Mastercard.
Add your Q Mastercard to your video and music streaming subscriptions like Netflix, Spotify, Amazon Prime, Disney+ and Lightbox.
Use Q Mastercard as your payment method for Uber, Ola, Zoomy or for your AT HOP top-ups.
Make the most of your Q Mastercard and get breathing space when you pay for Healthcare, Vets, and Pharmacy purchases.
No purchase is too small with Q Mastercard, enjoy no minimum spend on your everyday necessities.
With your Q Mastercard you can shop for long term finance deals at participating retailers around New Zealand.
As a Q cardholder, you'll receive exclusive deals and access to Q extended finance days.
Pay with ease all around the world wherever Mastercard is accepted.
Did you know your Q Mastercard gives you access to long term finance^ offers and deals at participating retailers nationwide? View our partner details.
An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.
Apply for a Q Mastercard Today
Or is a Balance Transfer offer right for you?
OFFER EXTENDED. Apply for a Q Mastercard between 12 February - 31 March 2020 and on approval we will waive your account fee for the first year†. You've got to love that.
Simply use the promo code ZEROFEE on your application.
Apply for a Q Mastercard from 1 March – 31 March 2021, be approved, and pay no Account Fee for 1 year^
You've got to love that!
Pay no account fee for 1 year^
Apply for a Q Mastercard from 1 March – 31 March 2021, be approved, and pay no Account Fee for 1 year^
You've got to love that!
Things you should know
*Zero interest and zero payments for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
Things you should know
*Zero interest and zero payments for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in-store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
^A minimum purchase amount may be required. Annual Account Fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.
