*An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Lending criteria, $50 annual account fee, fees, terms and conditions apply.

Pay no account fee for 1 year* with Q Mastercard®

 

Complete your Q Mastercard application between 1-31 August 2022 and if approved you'll pay no account fee for 1 year* when you use the code 'NOFEE'. Plus, spend within your first month to be in to WIN+ 1 of 30 $200 grocery or petrol voucher. Once you've made your first transaction, your account fee will be refunded into your account - easy!

 

It's easy to do more of what you love to do with Q Mastercard where you can rest easy with 3 months to pay^ on every purchase you make.

 

Whether you're doing the grocery run, digging into a backyard project, getting some new fitness gear, or starting a new hobby, you'll enjoy a minimum of 3 months zero interest, zero payments^ on all purchases big or small. Always.

 

So, what are you waiting for?

 

 

Apply^ for a Q Mastercard today

Why wait? 

Apply for your Q Mastercard today to start enjoying a minimum of 3 months zero interest, zero payments^. The application process only takes around 5 minutes - you're so close!

 

Apply Now

Lending criteria, Fees, Terms and Conditions apply

 

Perfect for everyday spend

Dinners with friends, the daily coffee run, stocking the pantry and filling up the car... it can all add up! With Q Mastercard you can get some breathing space by spreading payments over three months^ and not worry about having to pay interest.

Get everything you need with Q Mastercard

 

Get everything you need

Shop the sales with Q Mastercard and enjoy a minimum of 3 months zero interest, zero payments^ on every purchase big or small, online or in-store.

 

Make it your go to

Make your Q Mastercard your referred payment option for your streaming services, utility bills, your weekly food box delivery, your gym membership and more! Take care of all your regular subscriptions with Q Mastercard.

 

Apply^ for a Q Mastercard Today

 

Be approved and pay no annual Account Fee for 1 year*. PLUS, spend within your first month to be in to WIN+ 1 of 30 $200 grocery or petrol vouchers.

 

Things you should know

 

^Lending criteria, Fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances) in-store and online. Standard Interest Rate of 26.69% p.a. applies after interest free period and is subject to change. $50 Annual account fee applies after promotional period ends. Promotional terms and conditions apply, click here for full details.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

 

*Q Mastercard No Annual Account Fee for 1 Year 1-31 August 2022

Promotional Terms and Conditions

  1. Promotional offer available for all new completed applications received online for a Q Mastercard from 12:00am 1 August 2022 to 11:59pm NZT 31 August 2022 (inclusive) (“Offer Period”) , using the Promo Code ‘NOFEE’.
  2. To be eligible to redeem this offer you must enter the promo code ‘NOFEE’ in the promotional field on the first page of your application.
  3. Eligible new Q Mastercard customers approved from online applications completed during the Offer Period will have the Annual Account Fee (NZD$50) waived for the first year. Note that the 1st year fee waiver is processed as follows: the charge of the first instalment of the $50 Annual Account Fee ($25) will occur after your first transaction and will be followed by a refund of the same amount ($25).
  4. After the first year, the Annual Account Fee of $50 applies and will be charged in accordance with the Terms & Conditions applying to your Q Mastercard.
  5. Excludes any new accounts created in line with Long Term Finance purchases such as Flexi pay purchases and fixed instalments (“LTF New Account”). New accounts created online and with a first purchase being a Long Term Finance purchase are deemed a LTF New Account and are not eligible for this promotion.
  6. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
  7. The Promoter reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
  8. Q Mastercard terms and conditions apply. Click here for full details.

+Q Mastercard Win 1 of 30 $200 Grocery or Petrol Vouchers 1-31 August 2022

Promotional Terms and Conditions

  1. Promotional offer available for all new accounts opened from approved online Q Mastercard applications received from 12:00am 1 August 2022 to 11:59pm NZT 31 August 2022 (inclusive) (“Offer Period”), using the Promo Code ‘NOFEE’. Excludes any new accounts created in line with Long Term Finance purchases (including Flexi Pay purchases) and Fixed Instalments. Exclusion includes new accounts created online with a first purchase being a Long-Term Finance purchase.
  2. Eligible customers who have opened a new Q Mastercard account during the Offer Period using the Promo Code ‘NOFEE’ and made at least 1 purchase on their Q Mastercard within the first 31 calendar days of becoming a customer will receive 1 entry into the draw.
  3. There are 30 prizes to be won (“Prize Draw”). 30 Prize Draw winners will receive a $200 grocery or petrol voucher from a grocery or petrol retailer of their choosing (“Prize”).
  4. The Prize Draw winners will be drawn at random from all eligible entries at 111 Carlton Gore Rd, Newmarket, Auckland on 7 October 2022 ("Prize Draw Date").
  5. The Prize Draw winners will be notified by phone or email by 14 October 2022.
  6. If a winner does not respond within 5 business days of being contacted, the Promoter reserves the right to re-draw a prize.
  7. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
  8. The Promoter reserves the right to extend, amend, suspend, or terminate this offer and these terms and conditions at any time without notice. If for any reason a Prize becomes unavailable, the Promoter may substitute an alternative prize of equivalent value without notice. The Prize is not negotiable, transferable or redeemable for cash.
  9. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
  10. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
  11. Entry into the Prize Draw is deemed acceptance of these terms and conditions.
  12. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
  13. Employees of the Promoter and/or Humm NZ Limited are not eligible to enter the Prize Draw.
  14. Except for any liability that cannot be excluded by law, the Promoter shall not be liable for any loss, damage, personal injury whatsoever, including but not limited to indirect or consequential loss, which is suffered or sustained arising out of or in connection with the Prize or Prize Draw.
  15. Where goods or services are supplied by third parties, the Promoter does not warrant the quality of such goods and/or services or their suitability. Nothing in these terms and conditions is intended to exclude, restrict or modify a consumer’s rights under the Consumer Guarantees Act 1993.

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