You'll only need around 5 minutes to complete our online application process. Apply for your Q Mastercard today and you could be shopping for great deals pronto, wherever Mastercard is accepted.

Offer extended. Complete an online application using promo code 75BACK by 31 October 2019, and if your application is approved, you will be eligible for a $75 credit back^ on your account, if you spend $75 on your new Q Mastercard by 30 November 2019.

To be eligible for the first $75 spend back offer, you need to spend $75 on your new Q Mastercard by 31 October 2019.

Did you know your Q Mastercard gives you access to long term finance offers and deals at participating retailers nationwide?

Things you should know:

*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

^Promotional Offer Terms & Conditions:

  1. Promotional offer valid for all new accounts opened from approved online Q Mastercard applications received from 1 October 2019 to 31 October 2019 (inclusive) (“Offer Period”), using the Promo Code '75BACK’.
  2. Eligible new Q Mastercard customers approved during the Offer Period will receive a $75 credit back on their Q Mastercard account (“Creditback”). To be eligible you must spend $75 (total) on your Q Mastercard by 30 November 2019.
  3. The Creditback will be applied by 24 December 2019 to your Q Mastercard account. The Creditback is not negotiable or redeemable for cash.
  4. Any Q Mastercard account that has been cancelled or suspended on or before 31 October 2019 will be ineligible to receive the Creditback.
  5. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
  6. Q Mastercard terms and conditions apply. See for full details.