You'll only need around 5 minutes to complete our online application process. Apply for your Q Mastercard today and you could be shopping for great deals pronto, wherever Mastercard is accepted.

Complete an online application using promo code 75BACK by 8 September 2019, and if you're application is approved, you will be eligible for a $75 credit back^ on your account, if you spend $75 on your new Q Mastercard by  8 October 2019.

To be eligible for the first $75 spend back offer, you need to spend $75 on your new Q Mastercard by 8 October 2019.

Did you know your Q Mastercard gives you access to long term finance offers and deals at participating retailers nationwide?

Things you should know:

*No payments and no interest for three months (“Payment Holiday”) is available on all Q Mastercard Standard Purchases (excludes cash advances) in store and online. Annual Account Fee of $50 applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

^Promotional Offer Terms & Conditions:

  1. Promotional offer valid for all new accounts opened from approved online Q Mastercard applications received from 8 July 2019 to 8 September 2019 (inclusive) (“Offer Period”), using the Promo Code '75BACK’.
  2. Eligible new Q Mastercard customers approved during the Offer Period will receive a $75 credit back on their Q Mastercard account (“Creditback”). To be eligible you must spend $75 (total) on your Q Mastercard by 8 October 2019.
  3. The Creditback will be applied by 8 November 2019 to your Q Mastercard account. The Creditback is not negotiable or redeemable for cash.
  4. Any Q Mastercard account that has been cancelled or suspended on or before 8 September 2019 will be ineligible to receive the Creditback.
  5. The entity responsible for this promotion is Columbus Financial Services Limited (“Promoter”).
  6. Q Mastercard terms and conditions apply. See for full details.